Cayuse Holdings
  • 11-Sep-2020 to Until Filled (HST)
  • Cayuse Commercial Services
  • Washington, DC, USA
  • Full Time

Cayuse Commercial Services (CCS) delivers fresh solutions to business challenges in the technology and business services environment. Services available are application development, business process outsourcing, data services, and professional services. Cayuse helps clients to achieve impactful outcomes such as improved efficiency, reduced cost, increased profitability, and accelerated time to market. 

Position Summary: 

Perform Frontline Underwriting on conventional Mortgage loans. Review and clear stipulations/conditions on loans underwritten. Interact with clients to ensure quality service and on-time delivery of work product. Be up to date with FANNIE MAE, FREDDIE MAC guidelines, LQI, Dodd-Frank, TRID, and other necessary requirements and changes in states and federal regulations, as well as regulatory and investor requirements related to underwriting.     

The position is a Remote/ Work-from-home opportunity.

Responsibilities:   

  • Perform timely initial loan submissions and subsequent loan conditions. Average 3-4 new underwrites and conditions in a workday
  • Analyze loan documents (Income, Credit, Asset, Appraisal/Collateral Reports, Disclosures, Title Reports, Insurance Documents, Fraud Prevention Tools/Products, Purchase Contract, and any loan documentation in the loan approval process) for accuracy and completeness to deliver a valid credit decision
  • Reconcile loan documents/data in client loan origination systems and Stonehill proprietary system for accuracy, completeness, ensuring all required documents and conditions are received
  • Review and clear stipulations/conditions on loans underwritten
  • Communicate directly with clients or affiliates to understand and clear stipulations/conditions
  • Responsible for providing documentation and/or rebuttals to investors for any repurchase issues on client files
  • Assure compliance with policies and procedures outlined in the investor guides, contractual obligations, as well as state and federal regulations and regulatory requirements
  • Maintain current knowledge of all conventional underwriting guidelines for agencies, private investors/portfolio guidelines, and current appraisal independence standards (HVCC/Dodd-Frank) guidelines
  • Respond to client inquiries in a timely manner and as directed by supervisor
  • Maintain company turn time expectations for completion and reporting
  • Handle multiple tasks and prioritize workloads
  • Conduct all activities in a professional manner
  • Adhere to the companies "Core Values"
  • Other duties and responsibilities as assigned

 Required Minimum Qualifications:

  • 5 years of conventional Mortgage Frontline Underwriting experience
  • DE, SAR/LAPP and/or NMLS certification preferred
  • Proficient in loan origination systems Encompass, Calyx Point, and Mortgagebot
  • High level of proficiency with AUS systems (DU and LP) required
  • Previous experience and knowledge of commonly-used concepts, practices and procedures within mortgage lending
  • Intermediate level user of Microsoft Word and Excel
  • Excellent written and verbal communication skills
  • College Degree or equivalent work-related experience, and High School Diploma or equivalency required

 As an equal opportunity employer, Cayuse Commercial Services is committed to a diverse workforce. In order to ensure reasonable accommodation for individuals protected by Section 503 of the Rehabilitation Act of 1973, the Vietnam Veterans' Readjustment Act of 1974, and Title I of the Americans with Disabilities Act of 1990, applicants that require accommodation in the job application process may contact our Operations Department at (541) 278-8200 for assistance.

Cayuse Holdings
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